We are a boutique credit risk advisory and consulting firm, headquartered in Johannesburg, South Africa. Our delivery style is partnership-led. We bring senior credit risk depth and a network that lets us find what works for each client. Where bespoke work is the right answer, we build solutions from scratch alongside our clients’ teams. Where a market solution already exists, we vet potential providers and broker the right fit. We never sell a fixed product. We solve the problem.